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Well this year is the first year where i have actually nearly finished my Christmas shopping. Im one of those people who normally leaves it to last minute but this year i decided to start early so i didnt have to rush around at the very last moment. The down point of this though is that i dont have any room to move in my house any more.

I do my Xmas shopping way earlier than Xmas cause this way it is cheaper!

i dont rely on benefits by the 17th of the month or even earlier all my money had gone, i owe nearly £300 now

Its my b.day mon but i cant afford a dominoes and also i need to use my b.day monwy which wont be a lot for a family hol in Aug

I am not rich moneywise, but i feel fortunate. I am safe and comfortable where i live, and I never go hungry. I am not in constant pain like some people I know. I can see and hear,and most of all, I have no problems breathing. Having seen family members struggle to breathe becasue of asthma,bronchitis ,and emphysema, i know how important this is. I used to work in a hospital and saw very ill people,but I have been an inpatient myself only once,for a much needed operation, which cost me nothing. Most days soemthing small but nice happens in my life..be that just an email from a friend, having a laugh with someone I speak to in a shop, a letter in the post.Most of all,I am fortunate enough to have a child - God's greatest gift.

do you use paypal?,have you heard of paypal?,i use and trust paypal a lot especially when i use ebay to sell or buy products,the security precedure to even become a member with this online payment company is formidable,yeah i do agree it is a bit of a ball ache and time takeing procedure but it is in our best interest to use it especially with the internet fraud that has happend in recent times,are you member or not look forward to hearing your opinions!.....

I used to trust PayPal until they screwed me over and stole £157!! I sent an item to a buyer and they complained that they hadn't received it, I had PROOF that they has received it and sent it to PayPal and hoped that would be case closed, next thing I know they have leached £157 from my account and refused to refund me!! I argued that I had proof, they even admitted they had received it but they just ignored me. I have filed a legal action and my solicitor reckons I have a good case against them, he even reckons I could pull the ebay buyer into court too.